Important benefits – an overview

With PROTRIP you can choose between a travel health insurance and a combination of travel health, liability, accident and assistance insurance.

Here you will find an overview of the benefits provided by PROTRIP.

 

PROTRIP
Travel health insurance
Out-patient medical treatment
Supply with medicine, dressing material, medical accessories, remedies
In-patient medical treatment including operations
Analgesic dental treatment and simple repair of dentures
Accident-related dentures 80% up to €2,500
Initial diagnosis of psychological ailments up to €2,000
Medically prescribed transportation
Medically reasonable return to home country without cost limit
Non-contributory extension of insurance cover up to 90 days if the insured person is not medically transportable
Reimbursement of travel costs to relatives of the insured person up to €500 if in-patient treatment is expected to be more than 14 days
Burial costs abroad up to €30,000 or repatriation costs of mortal remains to the permanent residence of the insured up to €30,000
Coverage of pre-existing conditions if the treatment could not be foreseen when planning the stay abroad
Coverage for intermediate stays in the home country
World-wide coverage including countries for which the Germany Foreign Ministry has issued a travel warning
Liability insurance (if chosen)
Personal liability insurance including “professional” liability insurance for au pairs with a lump sum for personal injury and/or property damage
up to €1,000,000
Property damage to host family’s immovable property
up to €1,000,000
Damage to rented property
up to €100,000
Liability loss caused during activities as an intern
up to €10,000
Deductible in case of liability loss per claim
€100
Accident insurance (if chosen)
Accidental death benefit
€10,000
Disability benefit
€30,000
Disability classification
350%
Benefit in case of 100% accidental disability
€105,000
Rescue costs
€25,000
Plastic surgery as a result of an accident
€10,000
Assistance insurance (if chosen)
Help with loss of travel funds
Help with loss of documents
Support in case of legal prosecution
Emergency home visit
Emergency visit abroad by a close relative of the insured person
up to €4,000 per case
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